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Check out the July column from Dear Housecat! It tells how Housecat was able to reduce monthly mortgage payment obilgations by 22.5%. It’s about recasting a mortage, getting rid of PMI, and the importance of understanding mortgage amortization schedules. Go to Housecat meow!
Mortgage companies which are actually located in Wake Forest are difficult to find. When I bought my house, the mortgage consultant that had the cheapest fixed interest rate on a first mortgage was all the way in Chapel Hill.
Beware of mortgage companies that use bait and switch tactics. The best way to guard against problems is to get everything in writing. I’ll have an article here about my experience with paying off PMI which was difficult to do. It saved thousands of dollars to get rid of PMI. I’ll also have an article here very soon about how I was able to drive down my monthly mortgage payment by using a term barely known in the banking and mortgage industry. It is called recasting, and you do not have to be in a dire financial condition to take advantage of it. Having a reduced mortgage that is $170 less per month is terrific.
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